Does a speed awareness course affect car insurance? | Compare the Market

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  • Published on:  Thursday, January 31, 2019
  • Car insurance expert Dan Hutson explains what you should know about speed awareness courses.

    What is a speed awareness course?

    A speed awareness course aims to educate drivers about speeding, and acts as an incentive to stop them driving too fast in the future. The courses, which aren’t compulsory, are offered by some regional police forces as an alternative to adding three penalty points to your licence and a £100 fine.

    Who can go on a speed awareness course?

    Not everyone is eligible to go on a speed awareness course. The criteria varies between police forces. Typically, you may be eligible if:

    • you haven’t attended one in the past three years
    • the speed you were doing falls within the acceptable range (https://www.comparethemarket.com/car-insurance/content/speed-awareness/).

    How will I know if a speed awareness course is an option?

    If you’re stopped for speeding by the police, or are caught by a speed camera, you’ll be sent a notice of intended prosecution. This should arrive within 14 days and, if you’re eligible to go on a course, you’ll be given three options:

    • a fixed penalty notice
    • a court hearing to appeal the offence
    • a speed awareness course

    You’ll be given a date, time and location to attend the speed awareness course. You can choose to accept the offer, or decline and take the fixed penalty instead. Be aware that it costs around £80-£100 to attend a speed awareness course (https://www.comparethemarket.com/car-insurance/content/speed-awareness/)

    How long does a speed awareness course last?

    Courses typically last between four to five hours. They’re usually a combination of classroom-based training, workshops and, in some cases, in-car practical training sessions in a vehicle provided by the training centre.

    Does my insurance provider need to know if I go on a speed awareness course?

    Typically, a provider only needs to know if you get points (https://www.lv.com/car-insurance/speed-awareness) on your licence for a motoring conviction or a fixed penalty notice. But this might vary from provider to provider. Check with your insurance provider directly if you’re unsure.

    For more on speed awareness courses, see https://www.comparethemarket.com/car-insurance/content/speed-awareness/

    Or compare car insurance (https://www.comparethemarket.com/car-insurance/) to see if you could save.
  • Source: https://youtu.be/ePXAVvVpZQU
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